SafeLaw Coverage Overview
Download ApplicationPlease Note: The coverage summary provided below is provided for illustrative purposes only. Various provisions in the policy restrict coverage. Please read the full policy carefully to determine the extent of coverage and contact your broker with any questions.
SafeLaw coverage offers standalone cyber risk protection but is designed to work in tandem with lawyers’ professional liability insurance. Addressing the unique cyber risks of law firms, first party and third party cyber risk losses include:
- Incident Response Expenses:
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- Expenses incurred following a data breach, computer system interruption, ransomware attack, or social engineering computer attack
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- Confidentiality, Privacy, and Cyber Liability (CPCL):
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- Standalone or in tandem with the Lawyers Professional Liability coverage
- Liability protection for E&O claims expenses, damages and fines/penalties from CPCL
Multimedia Liability
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- Multimedia Liability:
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- Liability protection for E&O during publishing activities (allegations of defamation, copyright/trademark infringement)
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- Electronic Data Restoration Expense:
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- Costs to restore/recreate corrupted software and data
- Costs to restore/recreate corrupted software and data
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- Business Income Loss and Extra Expense:
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- Loss of income, brand damage mitigation, and PR expenses from phishing attacks, social media exploitation, etc.
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- Reputational Injury:
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- Loss of income, brand damage mitigation and PR expenses from third parties posing as the insured to attack their customers
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- Cyber Theft and Social Engineering:
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- Financial loss from fraudulent transfer of money/securities and theft of money/securities from your bank, escrow, etc.
- Financial loss from unauthorized access/use of telephone or computing services to impersonate the insured to pay a third party
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- Cyber Extortion and Ransomware:
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- Payments and expenses to respond to threats to computer systems/data or confidential information such as cyber extortion or ransomware
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- Employee Identity Recovery:
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- Costs for credit/identity restoration services, legal expenses, lost wages for employees
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- Laptop and Device Replacement:
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- Costs to repair/replace portable computer devices stolen, damaged, or destroyed by a third party
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Important: The coverage summary provided above is provided for illustrative purposes only. Various provisions in the policy restrict coverage. Please read the full policy carefully to determine the extent of coverage and contact your broker with any questions.